Bronze Hospital Plus & Basic Extras
Bronze Hospital Plus
Gold Hospital & Saver Flexi Extras
Saver Flexi Extras
Bronze Hospital Plus & Saver Flexi Extras
Silver Hospital & Standard Extras
Kids covered for free
We’ll cover your kids for free on your family policy up until they turn 25, so long as they meet certain eligibility criteria.1
Stay in a private room
All our Hospital cover options include cover for a private room at a private or public hospital1.
Avoid the Medicare Levy Surcharge
Taking out any one our Hospital cover options will help you avoid the Medicare Levy Surcharge tax.
Higher annual limits for loyal members
On most of our Extras cover options, we reward our loyal members by increasing the amount you can claim the longer you stay with us3 4.
Unlimited preventative dental
Claim as many times as you like during the year for preventative dental services like scale & cleans and dental x-rays with HBF Extras cover3 4.
Unlimited urgent ambulance
Urgent ambulance cover by road for as many trips as you need. Available on most Hospital and Extras cover options3.
Switching health funds is easier than you think. Follow these 3 simple steps to switch to HBF in just a few minutes.
Switch to HBF
Yes, you can. With HBF, you can get health cover just for your child so long as you meet certain eligibility criteria. To find out more, please contact us.
We will cover your kids on your policy until they turn 25, provided they’re not married or
in a de-facto relationship and are studying fulltime or earning less than $24,500 per year.
No. Most health funds, including HBF, have a 12-month waiting period for maternity cover.
This helps stop people from signing up for health cover, claiming and leaving, which drives
up premiums for the health fund’s other members.
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