Father with toddler on back

Health insurance for single parents

Flexible single parent health insurance for you and your kids. Mix and match our cover options to find one that’s right for you and your little ones.
Get up to 14 weeks FREE on us
Limited time offer for new members who join with hospital & extras cover. 14 weeks applied over 26 months. View full eligibility and T&Cs.

100% back*

The whole family gets 100% back on their first dental scale and clean each year.*

Flexible extras

Parents and kids might have different health needs. Our Flex Extras give each of you flexibility to use your cover how you want.

All your kids covered for one price

Family cover doesn't get more expensive if you have more than one dependant.

No hospital excess for kids

If your kids need to go to hospital, you won't have to pay an excess. Applies to most family and single parent covers.*

Find the right health insurance for your family

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cover for

What matters most is

Yes, you can. With HBF, you can get health cover for just your child. To find out more, please contact us.

Your kids can stay on your policy if they meet the criteria of a dependant.

A dependant is a child who is under the age of 21 and is:

  • covered by a family or single parent policy; and
  • is not married or living in a de-facto relationship.

At HBF we also choose to cover dependants under 25 years of age provided they meet the criteria in the 2 points noted above and they:

  • are a full-time student; or
  • earn no more than $24,500 taxable income per calendar year.

No. HBF, like most health funds, have a 12-month waiting period for pregnancy and birth. Waiting periods help to discourage people from signing up for health cover, claiming and leaving soon after, which drives premiums up for all other members of the health fund.

Woman contacting HBF

Still have questions?

However you want to connect with us, we’re here for you.