This site requires JavaScript. Please enable JavaScript by following this link.
This site requires the use of cookies. Please enable cookies by following this link.
Peace of mind with HBF Hospital cover
If your child needs to go to Hospital you won’t need to pay an excess*. Because looking after your world shouldn’t cost the world.
Are you under 35?
Find out why people like you have health cover, what your options are and what you might need cover for.
How to make a claim
Everything you need to know to make a health insurance claim, including the easiest ways to get your benefit back
What you’re covered for
Avoid surprise costs and out-of-pocket expenses by understanding what services you’re covered for
We're making some changes
Our members' needs have evolved and we need to keep pace, so we're focusing on three core areas of our business
Your added benefits
Check out the member offers and discounts that can save you money and help you live a healthier life
Your HBF account
How to update your details, change your policy and take control of your health insurance
Extras Cover Changes FAQs
We're changing our Extras products. Find out what is changing, whether it affects you and what you can do next
We need to confirm your location to show you the correct content, products and pricing.
Our products and prices differ from state to state. So we need to make sure you're looking at the right information to give you an accurate quote.
Content, products and pricing information is different if you live in Western Australia.
The product you’ve selected isn’t available for purchase in your state.
If you change location, we'll reset your quote and refresh the page to show you the content, products and pricing relevant to your location.