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Australia's lowest average premium increase
We’ve worked exceptionally hard to make our 2020 premium increase the lowest of all 35 health insurers in Australia. HBF’s CEO, John Van Der Wielen shares how we achieved this result.
Cover to suit your needs
Tell us a little about yourself and your health needs, and in two to three minutes we'll find our best cover to suit your needs.
How to make a claim
Everything you need to know to make a health insurance claim, including the easiest ways to get your benefit back
What you’re covered for
Avoid surprise costs and out-of-pocket expenses by understanding what services you’re covered for
We're making some changes
Our members' needs have evolved and we need to keep pace, so we're focusing on three core areas of our business
Your added benefits
Check out the member offers and discounts that can save you money and help you live a healthier life
Your HBF account
How to update your details, change your policy and take control of your health insurance
Extras Cover Changes FAQs
We're changing our Extras products. Find out what is changing, whether it affects you and what you can do next
We need to confirm your location to show you the correct content, products and pricing.
Our products and prices differ from state to state. So we need to make sure you're looking at the right information to give you an accurate quote.
Content, products and pricing information is different if you live in Western Australia.
The product you’ve selected isn’t available for purchase in your state.
If you change location, we'll reset your quote and refresh the page to show you the content, products and pricing relevant to your location.