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How to make a claim
Everything you need to know to make a health insurance claim, including the easiest ways to get
your benefit back
What you’re covered for
Avoid surprise costs and out-of-pocket expenses by understanding what treatments and services
you’re covered for
Product Change FAQs
Find out why products are changing, what is changing, whether it affects you and what your options
Your added benefits
Check out the member offers and discounts that can save you money and help you live a healthier
Your HBF account
How to update your details, change your policy and take control of your health insurance
Premium increase FAQs
Find out why health insurance premiums increase, how they're calculated and how you can save
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