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No gap services

Eligible members get treatments and services with no out-of-pocket costs at participating providers, so you can focus on your health - not your wallet.

Your ‘no gap’ guide

At HBF we know value matters, and with a range of no gap treatments and services on offer, affordably taking care of your teeth, eyes and body has never been easier.

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No gap optical

Eligible members can choose from a range of no gap glasses (frames and lenses)* at a Member Plus optical provider, as well as accessing other discounts and benefits.

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No gap* weight management program

Eligible members can get up to 100% back on a nutrition-focused weight loss program* that educates, empowers and delivers sustainable results. The CSIRO Total Wellbeing Diet Solution is a 12-week program with telephone-based health coaching sessions, plus: 

Not an HBF member?

Tell us about yourself and your health needs, and we'll find our best cover to suit your needs.
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Still have questions?

However you want to connect with us, we’re here for you.