Stay well with HBF
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Want more value, choice and control with your extras cover? Well, we've redesigned our extras to give you just that.
Basic Hospital Plus & Basic Extras
Basic Hospital Plus
Gold Hospital & Flex 50
Bronze Hospital Plus & Flex 50
Bronze Hospital Plus
Silver Hospital & Complete 60
Silver Hospital Plus & Top 70
Silver Hospital Plus
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Switching health funds is easier than you think. Follow these three simple steps to switch to HBF in just a few minutes.
Switch to HBF
You don’t need to be married to get couples cover. You can get couples cover so long as there are two adults on the policy who are either in a de facto relationship or married.
It depends on your health fund and the health cover you choose. With HBF, a couples health cover policy just costs double the price of a singles health cover policy (before applying the Australian Government Rebate on Private Health Insurance or Lifetime Health Cover loading).
Yes. As a couple, you have the option of getting couples health insurance (so you’re both covered on the same policy) or a singles health insurance policy each. It’s entirely up to you and what best suits your needs.
It’s up to you. If you’d like you and your partner to be covered on the same policy, you can get couples health cover with maternity. But you also have the option of getting singles health insurance with maternity, and another singles policy without it. When your baby arrives, you can then transition to family health cover, so you, your partner and your new baby can all be covered on the same policy.
No. Most health funds, including HBF, have a 12-month waiting period for maternity cover. This helps stop people from signing up for health cover, claiming and leaving, which drives up premiums for the health fund’s other members.
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