1 For eligible members when provided by a Member Plus dental provider subject to annual limits. Benefit applies only when the provider charges in accordance with the Member Plus schedule fee. If the provider charges above the Member Plus schedule fee, you will have an out-of-pocket cost. Waiting periods may apply before benefits are payable. Member Plus dental arrangements available in WA, NSW, VIC, QLD and ACT only.
2You must be covered for Optical on your extras cover to be eligible to claim a benefit. Glasses are fully covered when the frame is chosen from no-gap ranges at Member Plus optical stores and fitted with hard coated or uncoated single vision, bi-focal or multi-focal/progressive lenses. Not all lens prescriptions and supplementary services are eligible as part of no gap ranges. Waiting periods and limits may apply.
3You must be covered for Healthy Living Programs on your extras cover to be eligible to claim a benefit for a flu vaccination. Service must be delivered by an approved, participating provider. Additional provider terms and conditions apply. Member Plus pharmacy arrangements available in WA, NSW, VIC, and ACT only. Waiting periods and limits may apply.
4For eligible members when treated for included services at a Member Plus hospital. Subject to availability. Waiting periods may apply.
5Average charge for an oral examination at a non-Member Plus dental provider in 2021.
6 You must be covered for Healthy Living Programs on your extras cover to be eligible to claim a benefit for a health check and dose administration aids. Service must be delivered by an approved, participating provider. Additional provider terms and conditions apply. Member Plus pharmacy arrangements available in WA, NSW, VIC, TAS, SA, QLD and ACT only. Benefit payable once per calendar year. Waiting periods and limits may apply.
7For eligible members when treated for included services by a Member Plus provider with a Full Cover agreement. Waiting periods may apply. Before treatment, you should contact us or go to hbf.com.au/myHBF for a health benefit quote, so you know how much you’re covered for, the benefits you’ll receive and any out-of-pocket expenses.
Across all HBF products and services, benefits are payable up to applicable annual limits and sub-limits and only for services and programs approved by HBF and delivered by providers that are approved by HBF. Waiting periods may apply before benefits are payable.