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Get more with HBF Member Plus

Learn how HBF Member Plus providers can help you get the most value from your health cover.
Find HBF Member Plus providers

100% back* on your first scale and clean every year

Fully covered* glasses from the no-gap range

Fully covered* flu vaccination every year

Private hospital room*

Benefits of HBF Member Plus

  1. Choose your own provider

    We have thousands of providers for you to choose from across Australia, including dental, optical, pharmacy, medical and hospital providers.

  2. Get more value from your extras cover

    Depending on your level of extras cover, by visiting a Member Plus provider you can:

    • Access a wide range of fully covered glasses* from the no-gap range. This means you’ll have no out-of-pocket costs to your annual limit.
    • Get 100% back on your first scale and clean each year*
    • Receive a fully-covered flu vaccination every year*
  3. There are capped costs for Preventative Dental treatments.

    Capped charges mean there are no surprises when you claim* For example, the saving when getting an oral examination (Item 012) at a Member Plus dental provider for someone who lives in WA on Basic Extras cover are demonstrated in the table below. 

 Member Plus dental providerNon-Member Plus dental provider
Charge$60 (Capped charge)$70.00*
Benefit payable$45.00$37.50
Out-of-pocket cost$15.00$32.50

Benefits of choosing a Member Plus dental provider

Member Plus dental providers can help minimise your out-of-pocket costs on Preventative Dental services.

  • 100% back on your first scale and clean each year*
  • Over 3,000 dental practices across Australia to choose from
  • Know what you’ll get back with 50% - 100% back on Preventative Dental services*

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Benefits of choosing a Member Plus optical provider

If you are covered for Optical on your extras cover, choosing a Member Plus provider can help reduce your out-of-pocket costs with great deals on your frames and lenses, plus extra discounts and benefits.

  • Choose from a range of fully-covered frames and lenses*
  • Hundreds of optical providers across Australia to choose from
  • 4-week replacement warranty on all lenses
  • Discount on prescription lens add-ons like anti-reflective coating and tinting*

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Benefits of choosing a Member Plus pharmacy

If you are covered for Healthy Living Programs on your extras cover, you may be eligible for a great range of fully-covered health programs.

  • Fully covered* flu vaccination once every year
  • Fully covered* health check once every year 
  • Fully covered weekly dose administration aids*

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Benefits of choosing a Member Plus hospital

Our Member Plus hospitals can help minimise your out-of-pocket costs with a range of great benefits.

  • With full cover arrangements with a large network of doctors and specialists, you may be able to minimise your out-of-pocket costs*
  • Fully covered accommodation and theatre fees for treatments covered on your policy
  • Hundreds of Member Plus hospitals across Australia to choose from
  • Cover for your own private room*

Find a provider

HBF provides health insurance products in Western Australia, South Australia, Victoria, Tasmania, New South Wales, Australian Capital Territory, Queensland and Northern Territory.

We acknowledge the Traditional Owners of the lands and waters where we live and work. We want to play our part in ensuring that our shared presence brings genuine benefit to First Nations people. View our Reconciliation Action Plan to learn more.

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