This site requires JavaScript. Please enable JavaScript by following this link.
This site requires the use of cookies. Please enable cookies by following this link.
Australia's lowest average premium increase
We’ve worked exceptionally hard to make our 2020 premium increase the lowest of all 35 health insurers in Australia. HBF’s CEO, John Van Der Wielen shares how we achieved this result.
Cover to suit your needs
Tell us a little about yourself and your health needs, and in two to three minutes we'll find our best cover to suit your needs.
Your message has been successfully sent. A Member Service Advisor will contact you within 3 business days.
Call centre hours (WST)
Mon - Fri: 6 am - 6 pm Sat: 6 am - 4 pm Sun: Closed
Branch booking
Overseas number
+61 8 9265 6111
By mail
GPO Box C101 Perth WA, 6839
HBF Headquarters
570 Wellington Street Perth WA, 6000
Compliments & Complaints
If you have a compliment or complaint, please email our Member Experience team. Please view our complaints process.
Health claims
Home, car or travel claims
Travel claims (if overseas)
Life insurance claims
We’ll help you find the right cover for your needs and budget.
We need to confirm your location to show you the correct content, products and pricing.
Our products and prices differ from state to state. So we need to make sure you're looking at the right information to give you an accurate quote.
Content, products and pricing information is different for people living outside Western Australia.
The product you’ve selected isn’t available for purchase in your state.
If you change location, we'll reset your quote and refresh the page to show you the content, products and pricing relevant to your location.