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Essentials Products

HBF Essentials cover pays benefits on a wide range of day-to-day services including dental, optical, physio, chiro and podiatry.

Compare Essentials Cover Options

Dental Saver

Dental Saver is perfect if you just want cover for general dental and don’t want to pay for other health treatments you might not use. It’s a great, low cost way to take good care of your teeth.
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Essentials Saver

This is a way to get your Essentials cover at a low price. It covers you for urgent ambulance and general dental. Then you can choose two from: major dental, optical, physio, chiro, podiatry or pharmacy.
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Essentials Standard

To further reduce your premium, this level pays back a lower benefit and covers just the 17 most commonly-used general treatment health care services.
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Extra Essentials

So that your premium costs a little less, this level pays back a lower benefit than Premium Essentials and covers 20  services.
Find out more

Premium Essentials

You get a high benefit on 39 different health treatments with generous annual limits. Premium Essentials includes our Wellness cover which pays benefits on a wide range of lifestyle services including yoga and pilates programs, bowen therapy, hypnotherapy, nicotine replacement therapy, remedial massage and more.
Find out more

Compare Essentials Products

Drag the products you would like to compare to the right

  1. Dental Saver
  2. Essentials Saver
  3. Essentials Standard
  4. Extra Essentials
  5. Premium Essentials
>

Policy terms and conditions and waiting periods apply.

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