{{ vm.loadingText }}
from
$
{{ vm.myQuote.weeklyPrice }}/week
That's {{ vm.myQuote.totalPrice }} {{ vm.myQuote.paymentFrequency }}
Review quote
{{vm.myQuote.coverFor}} {{ vm.myQuote.coverScale }} in {{vm.myQuote.state}}, with no Australian Gov. Rebate. with a {{ vm.myQuote.rebate }}% Australian Gov. Rebate.
from ${{ vm.myQuote.product.price }}/week  
+
from ${{ vm.myQuote.extras.price }}/week  
  • Add-ons:
  • {{ addon.title}} ${{ addon.price}} /week (included)
from
$
{{ vm.myQuote.weeklyPrice }}/week
That's {{ vm.myQuote.totalPrice }} {{ vm.myQuote.paymentFrequency }}
Review quote
{{ vm.productAddedTitle }} {{ vm.productAddedSuffix }}
You're from Overseas
133 423
myQuote

Your quote

View full quote
There are no products in your quote
Package cover
{{quote.quoteValues.products.hospitalAndEssentials.title}}
Hospital cover
{{quote.quoteValues.products.hospital.title}}
Select a Hospital product
Ambulance cover
{{quote.quoteValues.products.ambulance.title}}
Select an Ambulance product
Overseas cover
{{quote.quoteValues.products.overseas.title}}
Select an Overseas product
Extras cover
{{quote.quoteValues.products.essentials.title}}
Select an Extras product
Add-ons
{{item.title}}
Select an Additional product
total {{quote.userValues.paymentFrequency}}${{quote.quoteValues.premium|number:2}}*

Fast checkout

Loading... Check out Continue

*Price may be subject
to change upon checkout.

Choose agreed or market value

The choice you make will affect the price of your premium. In most cases, you'll pay less if you choose market value.

With HBF, you have the option of insuring your car at agreed or market value. Agreed value means you're insuring your vehicle for a fixed amount. Market value means your car is insured for the amount it would cost to replace it in your local area at the time of your claim.

HBF Car Insurance

  • Liability cover up to $30 million

  • 24/7 Perth based claims team

  • Australia-wide cover

  • 21 day money back guarantee

  • HBF health members save up to 14.5%^

Key benefits

  • You choose how much your car is insured for

  • Save on the cost of your insurance premium

How does agreed value work?

  • Agreed value means you're locking in, or agreeing the insured value of your car at the time you take out the policy, including any accessories you have listed on your policy.

How about market value?

  • Market value means the amount of money it would cost to replace your vehicle in your local area with an identical one. We would take into account the condition of your vehicle which will determine the replacement cost of your car when you make a claim.

What about brand new cars?

  • If you own a brand new car that’s less than 2 years old and has not travelled more than 30,000 Km or a car between 2 and 3 years old and has not travelled more than 50,000 kilometres, we will replace your vehicle with a brand new vehicle.

Need car insurance?

  • 21 day money back guarantee

  • HBF health members save up to 14.5%^

Get a quote

How to claim?

Our reliable claims service team is available 24/7 to assist you with the claims process.

Terms and Conditions

Insurance issued by CGU Insurance Limited (CGU) ABN 27 004 478 371 AFSL 238291. For full policy details please refer to the Product Disclosure Statement (PDS) which can be obtained by calling HBF on 133 423. This is general advice only and does not take into account your personal circumstances. You should consider the PDS and your personal circumstances in deciding whether to buy or hold these products. HBF Health Limited ABN 11 126 884 786 AR No. 406073 (HBF Health), is an authorised representative of and also acts under a binder from CGU, the issuer of general insurance products distributed by HBF Health. HBF Health will receive a commission of between 10 – 15% of the premium you pay (excluding taxes and charges) plus GST. For each travel insurance policy sold, HBF Health will receive a commission of up to $62. Please read the Financial Services Guide (FSG) before applying for an HBF General Insurance product.

^
Discounts vary depending on policies held.
* A saving of $226 is based on an HBF health member purchasing a Nominated Driver Low Kilometre car insurance policy at market value.

It looks like you're from Outside Australia

We need to confirm your location to show you the correct content, products and pricing.

No, I'm not from Outside Australia

Sorry, your product selection isn't available if you live outside Western Australia.

Our products and prices differ from state to state. So we need to make sure you're looking at the right information to give you an accurate quote.

You're about to see content designed for people outside WA.

Content, products and pricing information is different if you live in Western Australia.

Oops! This product isn't available in your state

The product you’ve selected isn’t available for purchase in your state.

Please select your state or territory

We need to confirm your location to show you the correct content, products and pricing.

Change your state or territory

If you change location, we'll reset your quote and refresh the page to show you the content, products and pricing relevant to your location.

WA NSW VIC SA TAS NT QLD ACT I'm visiting from outside of Australia
Would you like personalised pricing? Add product to your quote Edit your details
To show accurate prices relevant to you, we need to know a little about you first. Thanks for selecting your product. So we can proceed with your quote, please fill in the following details.
I want cover for:
Singles
Couples
Families
Single parent families
Please select your cover type
Are you an Australian resident?
Hospital or package products in your quote may not be suitable for overseas visitors. If you continue, we'll remove these from your quote.
Overseas visitor products in your quote may not be suitable if you are an Australian resident. If you continue, we'll remove these from your quote.
Hospital or package products are not suitable for overseas visitors.
Overseas visitor products are not suitable if you are an Australian resident.
Which type of visa do you hold?
Please select your Visa type
Please specify your Visa number
Please enter your 3-digit Visa number
Is your visa subject to the 8501 condition?
Please specify your choice
What is your DOB?
  • Please enter your birth date
    Our products are suitable for ages 18 to 101
    Australian Government Rebate
    Where do you live?
    Please select where you live.
    Sorry, your product selection isn't available if you live in {{vm.stateLabel()}}. Our products and prices differ from state to state. So we need to make sure you're looking at the right information to give you an accurate quote.
    Now that you've confirmed your location, we'll refresh the page with the most relevant content, products and pricing.
    Your product selection isn't available if you live in {{vm.stateLabel()}}. If you continue, we'll remove these from your quote and refresh the page with the most relevant content, products and pricing.
    You've changed your location. If you continue, we'll refresh the page to make sure you have the most relevant content, products and pricing.
    How often do you want to pay?
    Cancel (this option will show estimated pricing only). Cancel Cancel
    Find my cover
    Add to quote
    Save your details