Complete extras cover for regular claimers

Our highest level of extras cover, with excellent benefits, high annual limits and almost double the number of services covered by Premium Extras Plus. Includes natural therapies, remedial massage and lifestyle services like yoga and pilates, plus 80% back on dental. Ideal if you want to claim regularly on a wide range of services.

Premium Extras Plus benefits

  • 80% back on dental at HBF Member Plus dentists
  • Cover for most extras services
  • High annual limits
  • Join now and claim now^ - waiting periods waived

Includes cover for the following services

Extras services

  • Dental - general
    Benefits towards consultations/examinations, scale and clean, mouthguards, extractions, direct restorations. Make the most of your benefits by visiting one of HBF's Member Plus dental providers. Waiting period 2 months Visit a Member Plus dental provider and receive 80% back and a fully covered scale and clean each calendar year. Plus there’s no gap to pay for kids on preventative dental services at Member Plus dental providers.
  • Dental - major
    Benefits towards veneers, indirect restorations, crowns and bridges, full dentures. Make the most of your benefits by visiting one of our Member Plus dental providers. Waiting period 12 months Visit a Member Plus dental provider and receive 80% back and a fully covered scale and clean each calendar year. Plus there’s no gap to pay for kids on preventative dental services at Member Plus dental providers.
  • Dental - implants and braces
    Benefits towards orthodontics and implants. Make the most of your benefits by visiting one of our Member Plus dental providers Waiting period 12 months Sub limit included in overall maximums ($ limit combined for orthodontics & implants). Visit a Member Plus dental provider and receive 80% back. Orthodontic benefits for banding is for the full course of treatment and includes all associated treatment and/or adjustments following the fitting of appliances.
  • Chiropractic
    Benefits towards chiropractic, x-rays and spinal manipulation Waiting period 2 months Chiropractic and osteopathy maximums combined. Maximum includes x-ray.
  • Glasses
    A benefit towards glasses per calendar year including frames and lenses (single vision, bifocal, trifocal/progressive). Take advantage of our benefit by visiting an HBF Member Plus optical store. Waiting period 2 months
  • Optical - contact lenses
    Waiting period 2 months
  • Osteopathy
    A benefit towards osteopathic consultations with an approved HBF provider Waiting period 2 months Chiropractic and osteopathy maximums combined
  • Physiotherapy
    Benefits towards individual and group consultations by a physiotherapist who is approved by HBF Waiting period 2 months
  • Urgent ambulance
    Waiting period 7 days HBF will cover the cost for urgent ambulance transport by road only for circumstances classified by the state ambulance provider as requiring urgent attention. HBF will not pay a benefit for air ambulance services. HBF will cover the cost for urgent ambulance transport by road only for circumstances classified by the state ambulance provider as requiring urgent attention. HBF will not pay a benefit for air ambulance services.
  • Pharmacy
    A benefit towards therapeutic prescriptions (including repeats) for any medicine or drug listed on the current HBF Schedule of Pharmaceutical Benefits. Benefits are not payable on government PBS items. Waiting period 2 months This may vary depending on the medication.
  • Podiatry - consults and procedures
    Benefits towards consultations and procedures by a podiatrist who is approved by HBF. This cover also includes benefits for foot orthoses by approved HBF providers. Waiting period 2 months
  • Podiatry - foot orthoses
    A benefit for the supply of foot orthoses provided they are medically necessary. Benefits include: diagnostic testing and biomechanical evaluation, foot orthoses (including casting). Waiting period 12 months Foot orthoses must be medically necessary and custom-made from one of the following providers approved by HBF: podiatrist, orthotist, pedorthist or surgical bootmaker. For some foot orthoses, HBF will only pay a benefit when provided by an approved podiatrist or orthotist.
  • Appliances
    Benefits towards nebulisers, blood glucose monitors, CPAP monitors and other non surgically implanted appliances Waiting period 1–2 yrs depending on appliance View service in detail
  • Clinical psychology
    The clinical psychologist must be registered with the relevant National Registration Board with an endorsement of Clinical Psychology and be approved by HBF. Waiting period 2 months Provider must be registered with the relevant national board with an endorsement of clinical psychology, and approved by HBF.
  • Dietetics
    Benefits towards consultations with an approved dietitian Waiting period 2 months
  • Hearing aid
    A benefit towards a hearing aid ordered by a medical practitioner Waiting period 36 months
  • Occupational therapy
    Benefits towards consultations by an occupational therapist who is approved by HBF Waiting period 2 months Occupational therapy, orthoptics (eye therapy) and speech therapy maximums combined
  • Eye therapy
    A benefit towards fees charged by a fully qualified orthoptist who is approved by HBF including individual consultations, field vision tests and colour vision tests Waiting period 2 months Occupational therapy, orthoptics (eye therapy) and speech therapy maximums combined
  • Remedial massage/myotherapy
    Remedial massage treatment assists in healing parts of the body that have been injured or left inactive due to age, illness or injury. Waiting period 2 months
  • Speech therapy
    A benefit towards individual and group consultations with a speech therapist who is approved by HBF. Waiting period 2 months Occupational therapy, orthoptics (eye therapy) and speech therapy maximums combined
  • Complementary therapies
    Benefits towards acupuncture, homeopathy, naturopathy and traditional Chinese medicine consultations with an approved HBF provider Waiting period 2 months Multiple services provided during a consult will be paid a single benefit. HBF does not pay a benefit for massage or medications/herbs.
  • Wellness
    Wellness provides benefits for a wide range of lifestyle services including yoga and pilates programs, bowen therapy, hypnotherapy, nicotine replacement therapy, remedial massage and more. Waiting period 2 months
  • Exercise physiology
    Exercise physiologists are providers of exercise interventions for physical rehabilitation; as a strategy for disease prevention; or for establishing & sustaining functional independence. Waiting period 2 months
  • Friendlies health check
    Fully covered Friendlies Health Check at selected pharmacies. Waiting period 2 months View service in detail
  • Healthy living programs
    A benefit towards approved healthy living programs that include specified health checks, flu vaccinations, dose administration aids, health education programs, Living Longer, Living Stronger, Quit Smoking programs, Friendlies health program, Friendlies T2 Diabetes program, diabetes swimming program & weight management programs. Waiting period 2 months For HBF approved programs only.
  • Nutritionist
    Nutritionists provide advice about food choices for a healthy diet using their extensive knowledge of the nutritional value of foods. Waiting period 2 months

Get the most out of your HBF membership with these great Momentum member benefits:

Free outdoor fitness sessions for members
Free health check at Friendlies pharmacies1
Discount movie tickets and gym memberships
20% off Run for a Reason entry cost
Online claiming and member services with myHBF
Discounted entry at Perth Zoo, Adventure World and more

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