*Price may be subjectto change upon checkout.
Low cost cover for general dental and urgent ambulance, plus two services of your choice from a list of our most popular extras, including major dental, optical and physio. Select 60%, 70% or 80% back on dental at HBF Member Plus providers.
Example claims are shown below services
Hover over services below to see example claims
Cover for urgent ambulance transport
HBF will cover the cost for urgent ambulance transport by road only for circumstances classified by the state ambulance provider as requiring urgent attention. HBF will not pay a benefit for air ambulance services.
Benefits towards consultations/examinations, scale and clean, mouthguards, extractions, direct restorations. Make the most of your benefits by visiting one of HBF's Member Plus dental providers.
Visit a Member Plus dental provider and receive 60%, 70% or 80% benefit of the provider's agreed fee and one fully covered scale and clean each calendar year. Plus there’s no gap to pay for kids on your policy for preventative dental services at Member Plus dental providers.
Benefits towards veneers, indirect restorations, crowns and bridges, full dentures. Make the most of your benefits by visiting one of our Member Plus dental providers.
$500 under 3 yrs$770 over 3 & up to 5yrs$990 over 5 & up to 10yrs$1,210 over 10 yrs
$600 under 3 yrs$1100 over 3 & up to 5yrs$1760 over 5 & up to 10yrs$2200 over 10 yrs
$800 under 3 yrs$1320 over 3 & up to 5yrs$2200 over 5 & up to 10yrs$3080 over 10 yrs
A benefit towards glasses per calendar year including frames and lenses (single vision, bifocal, trifocal/progressive). Take advantage of our benefit by visiting an HBF Member Plus optical store.
Lenses only - use your frame and lens benefit on lenses only if you don't need to purchase new frames.
1 pair of glasses $120 sub-limit for frames when purchased without lenses
1 pair of glasses $150 sub-limit for frames when purchased without lenses
1 pair of glasses $180 sub-limit for frames when purchased without lenses
A minimum of 30% of all frames will be fully covered when the glasses are purchased from any HBF Member Plus optical store and the frames are fitted with hard coated or uncoated standard single vision, bi-focal or multi-focal/progressive lenses. For partially covered glasses purchased at an HBF Member Plus optical store (including add-ons) a discount in addition to your HBF benefit may be applied.
Benefits towards individual and group consultations by a physiotherapist who is approved by HBF
$500 under 1 yr$600 over 1 & up to 2yrs$700 over 2 & up to 3yrs$800 over 3 yrs
$600 under 1 yr$700 over 1 & up to 2yrs$800 over 2 & up to 3yrs$900 over 3 yrs
$1000 under 1 yr$1100 over 1 & up to 2yrs$1200 over 2 & up to 3yrs$1400 over 3 yrs
Benefits towards chiropractic, x-rays and spinal manipulation
$350 under 1 yr$400 over 1 & up to 2yrs$450 over 2 & up to 3yrs$500 over 3 yrs
Chiropractic and osteopathy maximums combined. Maximum includes x-ray.
A benefit towards therapeutic prescriptions (including repeats) for any medicine or drug listed on the current HBF Schedule of Pharmaceutical Benefits. Benefits are not payable on government PBS items.
Cost of medicine less member co-payment
$200 under 3 yrs$300 over 3 yrs
$300 under 3 yrs$500 over 3 yrs
Benefits towards consultations and procedures by a podiatrist who is approved by HBF. This cover also includes benefits for foot orthoses by approved HBF providers.
Consultations – 2 months. Foot Orthotics – 12 months
10 consultations$240 per 3 years for Foot orthoses and casting$60 per 3 years for Foot orthoses testing and evaluation
DisclaimerFoot orthoses must be medically necessary and custom-made. For some foot orthoses, HBF will only pay a benefit when provided by an approved podiatrist or orthotist.
Remedial massage treatment assists in healing parts of the body that have been injured or left inactive due to age, illness or injury.
If you're after a service not included in Saver Flexi Extras, you'll probably find it in one of our other Extras options. To view these options, just select a service from the list below.
HBF's Dental Saver is the perfect choice if you just want cover for general dental and don’t want to pay for services you’re not likely to use.
Easy 8 covers eight popular extras services. You’ll receive a massive 80% back in benefits up to your annual combined limit on services that are important to you.
Tell us which services you need cover for and we'll recommend a product for you.
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