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Homeowners insurance

Your home is your most valuable asset and we are here to protect it.

Cover your building and contents with HBF home insurance. And you can also add on an optional personal valuables cover so your mobile phones, cameras, laptops and jewellery are covered anywhere in Australia and up to 90 days overseas.

Get a quote

Highlights

  • Flood, fire, storm and theft cover

  • New for old replacement

  • Rent paid if unable to live at home

  • 24/7 reliable claims service team

  • 21 day money back guarantee

  • HBF health members save up to 14.5%^

Key benefits

  • Liability cover up to $20 million

  • Alternative accommodation paid if unable to live in your home

  • Credit card transaction misuse cover

  • Flood, fire, storm, earthquake and theft cover

  • Architect, surveyor and legal fees cover

  • Removal of debris and demolishing costs

  • Your contents are replaced in new condition regardless of age

  • Pay by direct debit – fortnightly or monthly – at no extra cost

  • Plus, you'll receive an HBF Privilege Card to give you access to special offers including discounts on movie tickets, hotel rooms, wines and gift cards.

  • Optional extra - Personal valuables cover
    Covers your valuables such as mobile phones, jewellery, laptops and other portable devices used at home or in the outdoors.

Bundle and Save

Save up to $418~
by bundling car and home policies with HBF.

Flexible cover options

Building only

Cover for residential buildings, fixtures and structural improvements against fire, flood, storm, burglary or theft.

Contents only

Cover for household goods, appliances and personal effects not fixed to buildings against major mishaps.

Building & Contents

Save 10% when you combine your building and contents policy.

home insurance

We offer three types of policies for building and contents insurance.

Policy types

Accidental DamageHighest level of cover ideal for families with kids and pets Listed EventsExtensive all-round cover for the right price FundamentalsBasic cover for the budget conscious
 

Compare policies and benefits

Get a quote and apply online

  • 21 day money back guarantee

  • HBF health members save up to 14.5%^

Get a quote

How to claim?

Our reliable claims service team is available 24/7 to assist you with the claims process.

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