There’s no gap to pay for treatments your kids receive at Member Plus dentists, up to your annual limit, as long as they’re listed on your policy.
If you choose a product from our Flexi Extras range, selecting Major Dental as one of your service options will include cover for Implants and Orthodontics.
Major Dental limits and benefits change depending on your choice of Extras product, the level of cover you choose and how long you’ve been an HBF member.
Our Saver Flexi Extras, Standard Extras, Premium Extras Mid, and Premium Extras Plus products have an annual limit on Major Dental.
Our Flexi Extras and Ultimate Package products also have an annual limit on Major Dental, but it includes claims on Implants and Orthodontics Dental.
Our Smart Saver Twin Pack and Prime Health packages have a combined annual limit on Major Dental. Your combined maximum will be shared with any claims you make on General Dental and Implants and Orthodontic Dental.
Our Easy 8 cover has a combined annual limit on Major Dental. Your combined maximum will be shared with any claims you make on Chiropractic, Natural Therapies, General Dental, Optical, Osteopathy, Physiotherapy and Remedial Massage services.
Sublimits are included in overall maximums for Implants and Orthodontics Dental.
Crowns associated with implants are limited to two per two years.