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Covers most hospital treatments including maternity and birth-related services (including IVF). This cover suits people who are planning on starting a family, and want to save by not paying for services they are not likely to use such as joint replacements and heart treatment.
Cover for over 5000 medical procedures is included in all hospital products and packages.
This service will help cover the cost of a wide range of hospital treatments, including knee reconstructions, wisdom teeth removal and having your tonsils out.
We will honour waiting periods already served
When medical practitioners charge more than the Medicare Benefits Schedule (MBS) fee, you may have to pay the difference in cost. This is called ‘the gap’.
To help avoid this, HBF makes agreements with doctors, specialists and anaesthetists so members are fully covered when they receive treatment by them.
HBF can inform members of practitioners who have an agreement with HBF, including whether the practitioner provides fully covered or known-gap treatment.
Psychiatric Care is a service that helps cover the costs of inpatient care for people suffering from mental health problems.
This service provides attentive, in-hospital care for patients suffering from depression, anxiety, grief, trauma and other emotional and mental disorders.
Rehabilitation is the process of restoring physical and cognitive skills to people who have been affected by a serious injury, illness or surgery. Your surgeon will decide if you need rehabilitation services in-hospital.
Rehabilitation can help people regain their mobility and self-sufficiency, and allow them to function in a normal or near-normal manner. For example, if a patient has suffered a stroke, participating in rehabilitation treatment may help them walk again and speak clearly.
Assisted Reproductive Services (ARS) enables couples experiencing fertility issues to achieve pregnancy by artificial or partially artificial methods. It’s more commonly known as ‘fertility treatment’.
IVF is a service that helps women achieve pregnancy with the help of medical treatment. It is used to overcome a range of fertility issues including sperm antibodies, endometriosis or unexplained infertility. Treatment is administered by a fertility specialist, who is supported by a team of nurses, counselors and scientists.
Non PBS In-Hospital Pharmacy is a service that helps you access medications when you’re admitted into hospital.
You will be covered for most pharmaceutical items, including Pharmaceutical Benefits Scheme (PBS) gap items, when being treated at an HBF Member Plus hospital.
If you're after a service not included in Healthy Saver Hospital, you'll probably find it in one of our other Hospital options. To view these options, just select a service from the list below.
Young Saver Hospital is perfect if you want all the benefits of hospital insurance, but only need basic cover. You’ll be covered for over 5,000 hospital treatments and avoid public hospital waiting lists.
Top Hospital covers virtually every hospital procedure and treatment in Australia, including joint replacements, heart procedures, cataract surgery, maternity and IVF. Includes full cover for a private room.
Tell us which services you need cover for and we'll recommend a product for you.
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