Be prepared for the unexpected

If you're sick or injured and unable to work, income protection helps cover everyday expenses, bills and commitments while you concentrate on getting better.

Depending on your situation, you can cover up to 75% of your pre-disability income, up to $12,000 per month, if you have to stop working due to sickness or injury.

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Benefits at a glance

  • Help protect your income and family
  • Cover up to 75% of your pre-disability income
  • Generally tax deductable
  • Cover for more people

Why it's right for you

  • Sickness & Injury cover as well as Injury Only cover

    If you have a medical condition or history that prevents you getting Sickness & Injury cover, Injury Only cover may be available

  • Monthly benefit up to $12,000 per month

    Cover up to 75% of your pre-disability income, up to $12,000 per month – paid up to 5 years

  • Easy to arrange

    Generally no medicals required. You can call us or simply apply online

  • Affordable cover to suit your budget

    Premiums are generally tax deductible and monthly benefits are generally tax assessible

  • First month's premium payment waived

    Get your first month free on acceptance

  • 5% multi policy discount

    Get a 5% discount on your HBF Ezicover Income Protection premium if you also hold another HBF Ezicover policy

Looking for peace of mind?

Help provide financial security for your family, with Ezicover Life Insurance.

Find out more