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    • Health insuranceGet covered, switch to HBF or learn more about health insurance.

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    • Hospital coverHelps cover your costs in hospital.

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    • Extras coverHelps cover the costs of everyday healthcare services.

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    • Common extras servicesFind the right cover for dental, optical and other services.

      Common extras services

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    • Ambulance coverCover for ambulance transport by road.

      Ambulance cover

      • Urgent Ambulance
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  • Use Cover

    Use Cover

    • myHBFManage your cover online.
    • How to use your coverSimple guides to help you understand and manage your cover.

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    • Find a providerFind HBF providers and learn how you can save with HBF Member Plus.

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    • HBF AppManage your cover on the go.
  • Member Benefits

    Member Benefits

    • Health programs & servicesSupport for cardiovascular disease, osteoarthritis, diabetes and more.

      Health programs & services

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      • Weight management
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      Our partners

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  • Guides & Support

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    • Help Centre and FAQsAnswers to common questions and helpful resources sorted by topic.

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      • Overseas Visitor Health cover
      Check out our simple how-to guides to assist you in managing your HBF cover online, anytime

      Check out our simple how-to guides to assist you in managing your HBF cover online, anytime

      Explore now

    • Member assistanceSupport for challenges with finance, family, health and language.
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    • Contact HBFHowever you want to connect with us, we’re here for you.
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  9. How to check if you’re coveredHow to check if you’...
Helpful Article

How to check if you’re covered

Get the most from your HBF health membership by knowing exactly what you’re covered for.