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133 423

Building and contents insurance

HBF Health Members can save 10% when combining existing cover with a residential building and contents policy.

Get a quote

Are you an HBF member?

Yes
Not yet

Key benefits

  • Covers against flood, fire, earthquake, theft, burglary and storm damage

  • Your contents are replaced in new condition regardless of age

  • Alternative accommodation paid if unable to live in your home

  • Architect, surveyor and legal fees cover (up to 10% of sum insured)

  • Covers you for building expenses

  • Covers items kept outside the home against damage by explosion, fire, impact, lightning or thunder

  • Covers you if your credit cards are stolen or misused

  • Covers damaged or stolen property belonging to visitors to your home

  • Discounts given if you have alarm systems installed in your home

  • Reduce your premium by increasing your excess

  • Option to pay monthly or fortnightly at no extra cost

Bundle and Save

Save up to $418~
by bundling car and home policies with HBF.

What is covered?

Your building

  • Residential buildings and their fixtures and fittings
  • Fences and gates
  • Garages, carports and sheds
  • Built in swimming pools and spas
  • Infrastructure for services e.g. electricity, gas, water, internet and telephone
  • Anything permanently built or installed on your property for domestic purposes
  • External blinds or awnings and domestic outbuildings

Your contents

  • Household goods or personal effects that are not fitted to your buildings
  • Money and negotiable contents
  • Accessories and parts for motor vehicles, bicycles, caravans, trailer or watercraft
  • Computer software and media purchased online
  • Carpets, curtains or internal blinds
  • Valuable items as described in the PDS

Optional extra – Personal valuables cover

We offer three types of policies for building and contents insurance.

Policy types

Accidental DamageHighest level of cover ideal for families with kids and pets Listed EventsExtensive all-round cover for the right price FundamentalsBasic cover for the budget conscious
 

Compare policies and benefits

Home insurance calculator

We offer new for old replacement so it is important to know the value of your home and contents.

Building value calculator Contents value calculator

Get a quote and apply online

  • 21 day money back guarantee

  • HBF health members save up to 14.5%^

Get a quote

Are you an HBF member?

Yes
Not yet

How to claim?

Our reliable claims service team is available 24/7 to assist you with the claims process.

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