*Price may be subjectto change upon checkout.
Building insurance provides cover for residential buildings, their fixtures, fittings and structural improvements.
You can save up to 14.5%
Covers against flood, fire, earthquake, theft, burglary and storm damage
Alternative accommodation paid if unable to live in your home
Architect, surveyor and legal fees cover (up to 10% of sum insured)
Covers you for building expenses
Covers items kept outside the home against damage by explosion, fire, impact, lightning or thunder
Discounts given if you have alarm systems installed in your home
Reduce your premium by increasing your excess
Option to pay monthly or fortnightly at no extra cost
Plus, you'll receive an HBF Privilege Card to give you access to special offers including discounts on movie tickets, hotel rooms, wines and gift cards.
Save up to $418~
by bundling car and home policies with HBF.
Domestic worker compensation cover
If you employ a person to do work around your home such as a cleaners or gardeners you are covered if they injure themselves for working with you, subject to relevant legislation in your state or territory.
Accidental DamageHighest level of cover ideal for families with kids and pets
Listed EventsExtensive all-round cover for the right price
FundamentalsBasic cover for the budget conscious
Please note that fixed carpets and internal blinds are not included and are covered under building and contents insurance.
To ensure you have adequate cover to meet the costs of repairing or rebuilding your home, it is important to estimate the value of your building.
Estimate the replacement value of your properties with our home insurance calculators. This will give you an appropriate home insurance quote while insuring your properties with the right value.
Get a quote and apply online
21 day money back guarantee
HBF health members save up to 14.5%^
How to claim?
Our reliable claims service team is available 24/7 to assist you with the claims process.
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