4 ways to stay fit and healthy using private health insurance


4 minutes

25 January 2021

For many of us, keeping fit and healthy has become an important part of life.

Maybe you play social footy or basketball with your mates, take the dog for a walk at the beach, or swim at your local pool. Perhaps, like many Australians these days, you try to make sure you’re eating a nutritionally balanced diet. We all have our different rituals for living a healthy lifestyle.

But did you know that if you have private health insurance, your health fund may actually help you look after your physical health? Private health cover isn’t just about hospital visits, operations and trips to the physio or chiro (although it’s definitely about that, too).

Here are four ways HBF can support your healthy lifestyle that you might not have known about:

1. Seeing a Dietitian or Nutritionist

Dietitians and nutritionists help people to understand the relationship between the food they eat and their health. These health professionals are trained to consider your short and long term eating patterns and share advice and knowledge about food choices to help support your health.

Consultations with registered nutritionists and dietitians are available to HBF health members with eligible Extras cover and are a great option for anyone seeking information relating to their diet.

There are differences in the scope of practice between dietitians and nutritionists. If you have any existing health conditions, seeing a dietitian would likely be most appropriate.

If you have any family history of chronic conditions such as type 2 diabetes, heart disease, if your body weight is higher than ideal, or if you tend to have digestive problems, then seeing a Dietitian or Nutritionist might be worth considering.

2. Joining a weight loss program

Maintaining a healthy weight is one of the best things you can do for your overall health and wellbeing.

That’s why HBF members with Extras cover for Healthy Living Programs can get up to 100% backon the Starter Pack for the Pharmacy 777 Weight Loss Program (run in collaboration with Impromy).

The program combines meal replacements with high protein meals and regular health reviews that monitor blood pressure, total cholesterol and blood sugar levels, all supported by a Pharmacy 777 pharmacist.

It’s all about improving your health through weight loss and good nutrition.

3. Accessing Traditional Chinese Medicine

It might come as a surprise to learn that traditional Chinese medicine consultations and treatments can be included in extras cover.

Traditional Chinese medicine may consist of:

  • Herbal therapy consultations*
  • Acupuncture
  • Dietary and lifestyle therapy

Traditional Chinese medicine can be used alongside conventional treatments from your doctor or healthcare provider. If supported by your doctor, traditional Chinese medicine could help improve your wellbeing and potentially help manage illness.

To find the right complementary therapy and therapist for you, first ask your doctor for advice and recommendations. If you’re with HBF, check with us to make sure you are covered, and that the provider you’ve selected is registered with HBF, before getting treatment.

4. Saving on gym fees

Gyms can feel like a big commitment, with joining fees, monthly fees, not to mention finding the time in your busy life to actually go. Yet gyms, with all the equipment and classes available in one place, can be a very convenient option for some people.

Regular exercise is a proven way to help manage or even prevent some health conditions1. So, to help encourage regular physical activity, HBF health members can get a 10% discount on a 12-month membership at Snap Fitness. Snap will also waive the joining fee (normally $99) and give you two complimentary personal training sessions (conditions apply).

Also, you can take a friend along and they can receive a two-week gym pass for free (normally $37.90) — so you can exercise with a buddy!

You’ll never regret looking after your health

Whether you feel like you’ve already got your physical health and wellbeing under control or you think you might need a little help here and there, private health cover can provide some great and convenient ways to help support you to be the healthiest you possible.


5 common ‘gym pings’ and how to avoid them
Is your lifestyle heart healthy? 5 things worth checking on
Four tips to help you keep your eating routine healthy
4 things to ask yourself before you buy extras cover

Disclaimer: This article contains general information only and does not take into account the health, personal situation or needs of any person. In conjunction with your GP or treating health care professional, please consider whether the information is suitable for you and your personal circumstances.

* HBF does not pay a benefit for medications, herbs, or herbal medications provided by a natural therapy provider. Some herbal medicines may not be safe for some people, it is recommended that you consult a doctor for advice if you are considering their use.

^ Waiting periods may apply before any benefits are payable. Benefit payable depends on product and subject to the services you select. Benefit is payable once per lifetime and up to applicable annual limit. Excludes meal replacements and trial packs.

1 Department of Health - Physical activity and exercise guidelines for all Australians (2021)