Boat insurance

Cover your boat for accidental loss and a range of unexpected incidents with our Accidental Damage Boat Insurance.

We offer insurance options for all types of boats, boat owners and budgets. So you can opt to add cover for when you’re water-skiing, or choose to pay less for keeping it laid up. With HBF, you can take your boat out on the water, moored, tow it home or keep it docked with complete peace of mind.


  • Accident cover for you and your crew

  • Reliable 24/7 claims service team

  • Australia-wide cover

  • 21 day money back guarantee

Key benefits

  • Cover for your boat for any accidental damage whilst navigating Australian inland and coastal waters

  • New boat replacement if your boat is written-off while less than two years old

  • Cover for emergency or temporary repairs

  • Cover for loss or damage to your boat from fire, explosion or storms

  • Cover for loss or damage to your boat from theft or attempted theft

  • Cover for towing, transport or recovery of your boat

  • Cover for travel home costs for you, your crew and immediate family following accidental damage to or loss of to the boat (up to $1000)

  • Cover for accessories, tool and contents on board your boat (up to $1000)

  • Cover for fishing gear, water-skiing and diving equipment (up to $1000)

  • Cover for boat wreck and debris removal costs

  • Cover for personal property damaged or lost on board your boat (up to a combined amount of $1500)

  • Legal liability for loss or damage to another person's property

Need extras?

Yacht Racing Cover
Option to add yacht racing liability cover.

Water Skiers Cover
Option to water skiers or aquaplaning liability cover.

What's Covered

  • The hull
  • Motors
  • Equipment
  • Accessories and tools
  • Sales, masts, spars, standing and running rigging
  • Trailer
  • Contents
  • A tender boat or dinghy used primarily in conjunction with your boat

Get a quote - Call 1300 736 430

21 day money back guarantee

How to claim?

Our reliable claims service team is available 24/7 to assist you with your claim.

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