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Comprehensive car insurance

Feel peace of mind knowing that you’re covered with our highest level of car insurance.

Extensive cover for your car and damages made to third party property. Plus, great after accident care when the unexpected happens. Not only do you get great benefits, we also provide options to help reduce your premium.

Get a quote

Highlights

  • Liability cover up to $30 million

  • Reliable 24/7 claims service team

  • Australia-wide cover

  • Your choice of repairer at no extra cost

  • 21 day money back guarantee

  • HBF health members save up to 14.5%^

Key benefits

  • New car replacement for cars up to 3 years old (km limits apply)

  • Car hire cover after theft (up to 14 days)

  • Temporary accommodation cover if car is damaged more than 100 km from home

  • Personal items cover after theft or damage from an incident (up to $500)

  • Unlimited cover for not at-fault collision with an uninsured motorist

  • Fire, storm or flood damage cover

  • Cover for your car as a result of theft, attempted theft or malicious damage

  • Liability cover up to $30 million for loss or damage to another property

  • Replacement of keys after theft (up to $1000)

  • Emergency or temporary repairs (up to $500)

  • Cover for your trailer while attached to your car

  • Cover for towing or transport of your car after an incident

  • Optional Extra - Windscreen cover
    Covers one glass repair or windscreen replacement claim per year without paying any cent.

More flexibility to save

  • Discounts given if you choose to insure your car only when driven by 1 or 2 nominated drivers aged 26 years old and above.
  • Further discounts given if you drive less than 10,000 km per year.
    Save up to $226 per year*
  • Safe drivers get discount with Free No Claim Bonus Protection
  • Reduce your premium by increasing your excess
  • Reduce your premium by insuring your car with market value
  • Option to pay monthly or fortnightly at no extra cost
  • Plus, you'll receive an HBF Privilege Card to give you access to special offers including discounts on movie tickets, hotel rooms, wines and gift cards.

Policy types and discount options

Motor Vehicle Policy
All benefits and cover apply whoever is driving your car when an incident happens.


Nominated Driver Policy
Nominate up to 2 drivers and save on your premium!


Nominated Driver Low Km Policy
Drive less than 10,000 km a year? Then save even further by choosing this option.

Comprehensive Car insurance quote

If you have a Comprehensive car insurance, we will cover your car for loss or damage as a result of any incidents that we have agreed to cover. There are a number of incidents we will only cover under specific conditions. These are listed on the following pages. With comprehensive car insurance, we'll cover your personal items after loss from theft or damage from an incident. Get a quote online and choose HBF comprehensive car insurance.

Best Comprehensive Car Insurance

With HBF you can tailor your comprehensive car insurance with our flexible policy options. Not only will you get the best benefits you need, you'll also save on your premium. Comprehensive car insurance can be affordable with great value.

Comprehensive car insurance covers:

  • funeral expenses
  • vehicle hire
  • comprehensive car repairs
  • and more

Get a quote and apply online

  • 21 day money back guarantee

  • HBF health members save up to 14.5%^

Get a quote

How to claim?

Our reliable claims service team is available 24/7 to assist you with your claim.

Terms and Conditions

Insurance issued by CGU Insurance Limited (CGU) ABN 27 004 478 371 AFSL 238291. For full policy details please refer to the Product Disclosure Statement (PDS) which can be obtained by calling HBF on 133 423. This is general advice only and does not take into account your personal circumstances. You should consider the PDS and your personal circumstances in deciding whether to buy or hold these products. HBF Health Limited ABN 11 126 884 786 AR No. 406073 (HBF Health), is an authorised representative of and also acts under a binder from CGU, the issuer of general insurance products distributed by HBF Health. HBF Health will receive a commission of between 10 – 15% of the premium you pay (excluding taxes and charges) plus GST. For each travel insurance policy sold, HBF Health will receive a commission of up to $62. Please read the Financial Services Guide (FSG) before applying for an HBF General Insurance product.

*Savings are indicative of an HBF Health member purchasing a Nominated Driver Low Kilometre insurance policy (market value) and calculations are averages which will vary depending on your personal circumstances.
^
Discounts vary depending on policies held.

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