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Car insurance comparison

Your car is an integral part of life and an asset you rely on! HBF offers quality car insurance that includes your choice of repairer and access to a Perth-based claims team. And all HBF health members receive a 10% discount. Compare and choose your car insurance below. 

Popular product

Comprehensive

Provides complete peace of mind knowing that you're protected against loss or damage to your car and any loss or damage to another person's vehicle or property.

Not only do you get extensive cover, we also provide great value options to help reduce your premium.

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Key benefits
  • Cover for your vehicle for accidental damage, including collision
  • New vehicle replacement after a total loss for up to three years (subject to maximum kilometer conditions)
  • Cover for emergency or temporary repairs
  • Unlimited cover for damage or loss to your vehicle from a collision with an uninsured motorist
  • Cover for towing or transport of your vehicle
  • Cover for you or temporary accommodation if your vehicle is damaged in an incident more than 100 km from home
  • Cover for your trailer while attached to your vehicle
  • Cover for your vehicle for loss or damage as a result of fire, storm or flood
  • Cover for your vehicle for loss or damage as a result of theft, attempted theft or malicious damage
  • Cover for personal items up to $500 after theft or damage
  • Re-coding of locks and barrels after theft of keys
  • Replacement of baby capsules if stolen or damaged while in your vehicle
  • Legal liability for loss or damage to another person's vehicle or property (up to $30m)
  • Free no claim bonus protection
  • Upgrade your policy so there is no excess for windscreen or glass replacement.
Tailored Options
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Third Party Fire and Theft

  • Protection for your own vehicle against fire and theft
  • Cover for damage or loss to another person’s vehicle or property

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Key benefits
  • Cover for emergency or temporary repairs
  • Up to $5000 cover for damage or loss to your vehicle from a collision with an uninsured motorist (if you are not at fault)
  • Cover for hire vehicle costs up to 14 days after theft or attempted theft
  • Cover for towing or transport of your vehicle)
  • Re-coding of locks and barrels after theft of keys
  • Legal liability for loss or damage to another person's vehicle or property (up to $30m)
Tailored Options
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Third Party Property Damage

  • A suitable option if you do not require comprehensive cover for your vehicle
  • Cover for loss or damage to another person’s vehicle or property

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Key benefits
  • Up to $5000 cover for damage or loss to your vehicle from a collision with an uninsured motorist (if you're not at fault)
  • Legal liability for loss or damage to another person's vehicle or property (up to $30m)
Tailored Options
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Other insurance cover

Boat insurance

  • Cover for the unexpected, such as theft, fire, malicious damage, stranding or capsizing.
  • Cover for damage that occurs while loading and unloading your boat.
  • Cover for collision with other watercraft, jetties, submerged objects or motor vehicles.

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Caravan insurance

  • Cover against theft, accidental loss or damage to your caravan, annexe and its contents.
  • Choose from two policy options depending on whether you’re touring Australia in your caravan, or it’s permanently on-site.

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Trailer insurance

  • We offer comprehensive cover against loss or damage to your trailer.

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Horse Float insurance

  • We offer comprehensive cover against loss or damage to your horse float

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