We'll help take care of your family if you can't

HBF Ezicover Life Insurance pays a lump sum if you are diagnosed with a terminal illness (certified as likely to pass away within 12 months) or pass away. This money can be used wherever it’s needed, e.g. to cover mortgage repayments, living expenses or funeral costs.

HBF Ezicover Income Protection insurance can provide regular monthly payments to help if you can’t work due to illness or injury. It can cover up to 75% of your pre-disability income up to a maximum of $12,000 per month. An injury-only cover option is available. This money goes to you, and can be used to help pay your mortgage, bills and any other expenses you’d usually use your income for.

Most life insurers have minimum and maximum age limits to be able to apply for life insurance. The age limit changes depending on the product and insurer. With HBF Ezicover, the age limits at entry are:
HBF Ezicover Life Insurance: 19 - 69
HBF Ezicover Income Protection: 19 - 60

There is no one size fits all when it comes to how much life insurance you might need, as everyone will have their own personal circumstances, needs and objectives. A couple of questions to consider (and further information) can be found on the Australian Securities and Investments Commission (ASIC) website on life insurance

If you feel you need life insurance and you know what you want, there are a number of sites that offer Life insurance directly online or over the phone if you need assistance, like HBF. If you feel you have more complex needs and you need some help, it may be worth speaking to a Financial Adviser.