Peace of mind with HBF Hospital cover
If your child needs to go to Hospital you won’t need to pay an excess*. Because looking after your world shouldn’t cost the world.
Cover to suit your needs
Tell us a little about yourself and your health needs, and in two to three minutes we'll find our best cover to suit your needs.
HBF health insurance premiums will rise by an average of 3.75 per cent from 1 April 2018 – one of the lowest average rate increases in recent years.
The increase, which has been approved by the Federal Health Minister, compares with an industry-wide average of 3.95 per
cent. The below-industry increase is a result of HBF efforts to reduce costs and recent government reforms.
Exact premium increases vary between policies. Members will receive communications confirming their individual health insurance
premium from February 2018.
“This year’s average 3.75 per cent premium increase is among our lowest in 10 years. The below-industry increase follows
a major restructure across HBF to reduce administration costs as well as government reforms to reduce the cost of prosthesis.
“As a not-for-profit health fund, we’ve been working hard to keep health insurance premiums as low as possible for members.
“HBF returns over 90 cents in every premium dollar to members in benefits and rebates. In 2017, a typical HBF member received
more money back on hospital and extras treatment than ever before – up 7 per cent on the previous year.
“Health insurance premiums rise because more people are claiming for hospital and extras treatment and the cost of providing
that treatment increases each year.
“HBF is committed to providing members with affordable and quality health insurance. We work actively with government, healthcare
providers and industry partners to keep premiums as low as possible.”
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