14 weeks free incentives

Get up to 14 weeks FREE on us

Limited time offer for new members who join with hospital & extras cover. 14 weeks applied over 26 months. View full eligibility and T&Cs.
White Hyundai i30

Honk if you're with HBF!

For new and existing members who join and keep eligible combined cover and enter HBF Run for a Reason 2025 by 31 July 2025. Competition to be drawn 7 August 2025.*

Find the right health insurance for you

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What matters most is

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Health cover that’s doable!
New Basic Hospital Accident Only cover. Our cheapest hospital cover, plus restricted cover for Rehabilitation, Hospital psychiatric services and Palliative care.
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Not sure where to start?

Tell us a little about yourself, and in 3 minutes we'll recommend the best cover to suit your needs.

We put our members first

Members are at the heart of everything we do. When we make decisions, we will always put our members' needs first.

We’re not-for-profit

We’re one of the largest not-for-profit health funds in Australia, so we can focus on giving more back to members.

We’re flexible

Mix and match our hospital and extras products to create cover that’s right for you.