FREQUENTLY ASKED QUESTION

What if I get sick in Australia?

See more FAQs in

 Health insurance explained

Emergency Care

In an emergency, call 000 for an ambulance or go to the nearest hospital. Emergency treatment will be provided regardless of insurance status, but you’ll be billed if you’re not covered.

General Practitioner (GP)

Contact a local GP (doctor) for non-emergency issues. If you have Overseas Working Visa Hospital and Medical cover, benefits may be payable towards appointments with a local GP.

Find out more

HBF provides health insurance products in Western Australia, South Australia, Victoria, Tasmania, New South Wales, Australian Capital Territory, Queensland and Northern Territory.

We acknowledge the Traditional Owners of the lands and waters where we live and work. We want to play our part in ensuring that our shared presence brings genuine benefit to First Nations people. View our Reconciliation Action Plan to learn more.

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