FREQUENTLY ASKED QUESTION

What is the Medicare Levy Surcharge (MLS)?

See more FAQs in

 Health insurance explained

Visitors to Australia for work may need to pay the Medicare Levy Surcharge (MLS), which equates to 1-1.5% of your income, depending on how much you earn. You will need to pay the MLS if you’re visiting from a Reciprocal Healthcare Agreement country, and earn over $101,000 per year (or $202,000 per year for couples and families). We recommend you speak to a tax advisor if you’re unsure about the MLS.

Learn more about the Medicare Levy Surcharge

HBF provides health insurance products in Western Australia, South Australia, Victoria, Tasmania, New South Wales, Australian Capital Territory, Queensland and Northern Territory.

We acknowledge the Traditional Owners of the lands and waters where we live and work. We want to play our part in ensuring that our shared presence brings genuine benefit to First Nations people. View our Reconciliation Action Plan to learn more.

FacebookInstagramLinkedInYouTube

© 2026 Copyright HBF Health Limited - (ABN) 11 126 884 786 and its subsidiaries.