FREQUENTLY ASKED QUESTION

What is a hospital excess?

An excess is a sum of money you pay upfront before you receive hospital treatment. Generally, the higher your excess, the lower your premium.

An excess is paid once per member, per calendar year (to a maximum of twice per couple or family policy) no matter how many times you may be hospitalised. Excess applies for day and overnight admissions.

You won’t be required to pay an excess for any dependant children on your single parent or family policy^*.