FREQUENTLY ASKED QUESTION

What is health insurance?

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 Health insurance explained

Health insurance (also called health cover) can help with the cost of healthcare in Australia. It generally includes hospital cover, which contributes towards costs if you’re admitted to hospital (such as doctor’s fees and accommodation), and extras cover, which can help reduce the cost of everyday services like dental, physiotherapy and optical (services that are often not fully covered by Medicare). Depending on your needs, you can choose hospital cover, extras cover or combine both in one policy.

HBF provides health insurance products in Western Australia, South Australia, Victoria, Tasmania, New South Wales, Australian Capital Territory, Queensland and Northern Territory.

We acknowledge the Traditional Owners of the lands and waters where we live and work. We want to play our part in ensuring that our shared presence brings genuine benefit to First Nations people. View our Reconciliation Action Plan to learn more.

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