FREQUENTLY ASKED QUESTION

I had cover for Major Dental and Implants then changed my extras to Value 50. Will I need to re-serve the 12-month waiting period?

If you transferred to Value 50 from another product that included Major Dental and Implants, you may not need to re-serve this waiting period.

If you've only served part of the waiting period, you'll just need to serve the remaining time before you can claim benefits for Major Dental and Implants. Log in to the HBF App or myHBF to check which waiting periods apply to you.