FREQUENTLY ASKED QUESTION

What is the difference between Silver Hospital Plus and Gold Hospital Elevate?

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 Health insurance explained

Hospital cover

Gold Hospital Elevate is HBF’s highest level of hospital cover. Unlike Silver Hospital Plus, it includes all hospital treatment categories, with no restricted or excluded services. This means it includes cover for Pregnancy and birth, Assisted reproductive services, Weight loss surgery, and removes restrictions on Hospital psychiatric services, Rehabilitation and Palliative care. Gold Hospital Elevate also includes travel and accommodation benefits* for eligible hospital admissions, which Silver Hospital Plus does not.

HBF provides health insurance products in Western Australia, South Australia, Victoria, Tasmania, New South Wales, Australian Capital Territory, Queensland and Northern Territory.

We acknowledge the Traditional Owners of the lands and waters where we live and work. We want to play our part in ensuring that our shared presence brings genuine benefit to First Nations people. View our Reconciliation Action Plan to learn more.

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