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- Health insuranceGet covered, switch to HBF or learn more about health insurance.
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- Cover for my life stageFind cover for singles, couples and family.
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- Hospital coverHelps cover your costs in hospital.
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- Extras coverHelps cover the costs of everyday healthcare services.
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- Common extras servicesFind the right cover for dental, optical and other services.
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- Ambulance coverCover for ambulance transport by road.
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Use Cover
Use Cover
- myHBFManage your cover online.
- How to use your coverSimple guides to help you understand and manage your cover.
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- Find a providerFind HBF providers and learn how you can save with HBF Member Plus.
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- HBF AppManage your cover on the go.
Member Benefits
Member Benefits
- Health programs & servicesSupport for cardiovascular disease, osteoarthritis, diabetes and more.
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- HBF Member PerksExplore special offers and member discounts.
- Our partnersLearn how our health partnerships are benefiting HBF members.
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Guides & Support
Guides & Support
- Help Centre and FAQsAnswers to common questions and helpful resources sorted by topic.
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- Guides and resourcesLearn about tax, rebates, mental health, hospitals and more.
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- Member assistanceSupport for challenges with finance, family, health and language.
- HBF BlogExplore hundreds of blogs for trusted advice and support.
- Contact HBFHowever you want to connect with us, we’re here for you.

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Download the digital member card and use your phone to tap and claim at a participating terminal for your covered extras services.^*