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Chiropractic cover that’s got your back

With cracking chiropractic benefits, HBF Extras have got plenty of backbone.
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Get up to 14 weeks FREE on us
Limited time offer for new members who join with hospital & extras cover. 14 weeks applied over 26 months. View full eligibility and T&Cs.
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Manage back and neck pain

May reduce muscle and bone pain*

Nutritional recommendations

Lifestyle advice

Chiropractic methods may be used to treat or help to manage health problems including:

  • Back pain
  • Joint pain
  • Sciatica
  • Strains and sprains from daily activities
  • Overuse injuries
  • Work and sports-related injuries
  • Restricted movement in the back, shoulders, neck or limbs

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Cover to suit your needs

 

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Sign up online

Once you have picked an extras product that provides the right level of chiropractic cover for you, you can sign up online in just a few minutes or contact us to discuss your options.

Serve any applicable waiting periods

If you are new to private health insurance, you may need to serve waiting periods. If you are changing your level of cover or switching from another fund, waiting periods may apply so please contact us before starting treatment.

Check your benefits and limits and get a quote

You can check your chiropractic benefits and annual limit by logging into the HBF App or myHBF. You can see your annual limits at any time, but you will need a service quote from your provider before calling us on 133 423 to get a benefit quote.

Book an appointment

You can book an appointment with any accredited chiropractor that is an approved provider with HBF. To see if your provider is covered call us on 133 423.

This will depend on the level of cover you have. After you get a treatment plan from your chiropractor with the item numbers to be provided, give us a call on 133 423 to complete a benefit quote so you know exactly what benefits you are entitled to. Please note that waiting periods and annual limits apply.

Most providers give you the option to claim electronically via a participating terminal. To do this, simply swipe your HBF member card when you pay and HBF will pay the provider on-the-spot. All you will need to pay is the ‘gap‘; this is the difference between what your chiropractor charges and the benefit that HBF pays on your behalf.

Alternatively, you can pay the provider in full and submit your accounts and receipts to HBF by one of the following methods:

* Australian Chiropractors Association - How can a chiropractor help you? (2021)

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