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  • Easy to arrange
  • Affordable
  • Help protect your loved ones

Life insurance

HBF Ezicover Funeral Advantage

A simple and straight forward plan to cover funeral costs.

Get a quote

If you’re between 35 and 70 years old funeral cover can help you to plan ahead and help with the financial burden at what is already a devastating and stressful time for family and friends. HBF Ezicover Funeral Advantage pays a lump sum between $5000 and $15,000 in the event of death, which can be put towards funeral costs or other unexpected expenses.

Why will it suit you? 

  • Easy way to ensure your affairs are looked after. 
  • Alleviates the financial burden for your loved ones at what is already a stressful time.
  • Easy to arrange, there are no medical or health questions and no complicated forms to fill in. 
  • Affordable over the long term – stop paying premiums once you reach your chosen level of cover, so you will never pay more than your benefit amount.

Key benefits

  • Simple and straight forward 
  • Free cover for the first month
  • Premiums that don’t increase as you get older
  • Ability to choose your level of cover (between $5000 and $15,000 in multiples of $1000)
  • Guaranteed acceptance for Australians  aged 35 to 70 years 
  • Fast access to benefit 
  • Immediate cover for accidental death^^
  • If you transfer from another funeral plan, the time you have already been insured under your previous plan will reduce your exclusion period+
  • Premiums will never total more than your chosen cover amount
  • 30-day cooling off period
Take out HBF Ezicover Funeral Advantage and on acceptance, you’ll pay no premium for your first month of cover. 
Terms and Conditions

*A single HBF Ezicover Funeral Advantage policy costs $198.64pa based on WA rates, which is equivalent to $3.82 a week when paid annually. Premium is for a non-smoker female aged 50, providing a $7,000 benefit.

+If replacing an existing funeral cover policy, the Accidental Death and suicide exclusion period will be reduced on your Ezicover Funeral Advantage policy by the number of consecutive months the existing cover has been in place. This waiver will only apply to cover of equal or lesser value.

^^Cover is provided for Accidental Death in the first 12 months from the commencement of cover, or the latest reinstatement of cover. After that, cover is provided for death by any cause.

HBF Health Limited (HBF) ABN 11 126 884 786 trading as HBF Life is a Corporate authorised representative of Zurich Australia Limited ABN 92 000 010 195. AFSL 232510 of 5 Blue Street North Sydney, NSW 2060. HBF is authorised to provide financial services, limited to marketing, promotion and referral activities in respect of the HBF Ezicover insurance products. HBF or its representatives do not accept any liability for any errors or omissions on information supplied on this website. HBF Ezicover life insurance products are issued by Zurich Australia Limited ABN 92 000 010 195 of 5 Blue St, North Sydney, NSW 2060 AFSL 232510. Before making a decision about the product you should consider the HBF combined Ezicover Funeral Advantage Product Disclosure Statement and Financial Services Guide available from HBF or via www.hbf.com.au. This website contains general advice and information only. You need to consider the appropriateness of the information taking into account your personal objectives, financial situation and particular needs prior to making a decision. HBF or its representatives do not accept any liability for any errors or omissions on information supplied on this website. Zurich Australia Limited will only receive your personal details if you make an application for an HBF Ezicover life insurance product. If you buy a HBF Ezicover insurance policy, HBF will receive commission from Zurich of 20% (plus GST) of premiums paid. In addition HBF receives an annual fee not exceeding $50,000 for administrative support and services provided, this fee is reviewed periodically.

ABRN-011472-2016

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