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133 423
  • HBF general insurance

    With such healthy discounts, it makes sense to keep all your insurance in one place.

    No matter how you look at it, your health is important. But there are other things, such as your car, home and valuables that contribute to the quality of your life.

    HBF health members receive 10% discount on home insurance and car insurance. Add a second policy and you'll get 14.5%^ off both! For travel insurance, you'll get up to 19% discount when you buy online.

    We even have cover options that look after your life and personal insurance.

    To learn more about our multi-policy discounts, see the bundle and save page.

Member stories

  • I have my health insurance with HBF, so I had my home and car insured with them too. It's easier to manage my policies and I save a lot with member discounts.

  • HBF had good and flexible rates at the time we wanted to have all our policies together with one company. Also their payment plan is excellent and suits my budget.

  • HBF was there when I needed them after an incident, went through a very challenging time in my life and needed to make a claim quickly and they were there.

Terms and Conditions

Insurance issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 (IAL), trading as CGU Insurance. For full policy details please refer to the relevant Product Disclosure Statement (PDS) which can be obtained by calling HBF on 133 423. This is general advice only and does not take into account your personal circumstances. You should consider the PDS and your personal circumstances in deciding whether to buy or hold these products. HBF Health Limited ABN 11 126 884 786 AR No. 406073 (HBF Health), is an authorised representative of IAL. Please read the Financial Services Guide (FSG) before applying for an HBF General Insurance product.

HBF Health Limited (HBF) ABN 11 126 884 786 trading as HBF Life is a Corporate authorised representative of Zurich Australia Limited ABN 92 000 010 195. AFSL 232510 of 5 Blue Street North Sydney, NSW 2060. HBF is authorised to provide financial services, limited to marketing, promotion and referral activities in respect of the HBF Ezicover insurance products. HBF or its representatives do not accept any liability for any errors or omissions on information supplied on this website. HBF Ezicover life insurance products are issued by Zurich Australia Limited ABN 92 000 010 195 of 5 Blue St, North Sydney, NSW 2060 AFSL 232510. Before making a decision about the product you should consider the HBF relevant combined Product Disclosure Statement and Financial Services Guide available from HBF or via This website contains general advice and information only. You need to consider the appropriateness of the information taking into account your personal objectives, financial situation and particular needs prior to making a decision. HBF or its representatives do not accept any liability for any errors or omissions on information supplied on this website. Zurich Australia Limited will only receive your personal details if you make an application for an HBF Ezicover life insurance product. If you buy a HBF Ezicover insurance policy, HBF will receive commission from Zurich of 20% (plus GST) of premiums paid. In addition HBF receives an annual fee not exceeding $50,000 for administrative support and services provided, this fee is reviewed periodically.

* A saving of $418 is based on an HBF health member purchasing a Nominated Driver car insurance policy at market value in addition to a Listed Events Building and Contents home insurance policy with a $500 excess.

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