FREQUENTLY ASKED QUESTION

Can I get health insurance if I have a pre-existing condition?

See more FAQs in

 Health insurance explained

Hospital cover

Waiting periods

Yes. Even if you have a pre-existing condition, you will be able to buy health insurance for your stay in Australia. However, you will need to serve a 12-month waiting period before you can claim on any pre-existing treatments.

HBF provides health insurance products in Western Australia, South Australia, Victoria, Tasmania, New South Wales, Australian Capital Territory, Queensland and Northern Territory.

We acknowledge the Traditional Owners of the lands and waters where we live and work. We want to play our part in ensuring that our shared presence brings genuine benefit to First Nations people. View our Reconciliation Action Plan to learn more.

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