FREQUENTLY ASKED QUESTION

My birthday falls in the second half of the year. What date do I need to purchase hospital insurance by to avoid the lifetime health cover loading?

See more FAQs in

 Health insurance explained

Lifetime Health Cover loading

Say your 31st birthday is on 25 October 2021 - you have until 1 July 2022 to buy hospital insurance and avoid the loading.

HBF provides health insurance products in Western Australia, South Australia, Victoria, Tasmania, New South Wales, Australian Capital Territory, Queensland and Northern Territory.

We acknowledge the Traditional Owners of the lands and waters where we live and work. We want to play our part in ensuring that our shared presence brings genuine benefit to First Nations people. View our Reconciliation Action Plan to learn more.

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