FREQUENTLY ASKED QUESTION
What are the waiting periods for hospital cover?
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Health insurance explainedAt HBF, the waiting periods for hospital services are as listed below.
Rehabilitation
2 monthsPalliative care
2 monthsHospital psychiatric services
Pre-existing conditions
2 months
12 monthsPregnancy and birth
12 monthsAccident cover
1 dayAll other services
2 months*