FREQUENTLY ASKED QUESTION

What are the waiting periods for hospital cover?

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 Health insurance explained

At HBF, the waiting periods for hospital services are as listed below.

Rehabilitation
2 months

Palliative care
2 months

Hospital psychiatric services
2 months

Pre-existing conditions
12 months

Pregnancy and birth
12 months

Accident cover
1 day

All other services
2 months*