FREQUENTLY ASKED QUESTION

What are the waiting periods for Orthodontics with HBF?

At HBF, you can get cover for Orthodontics on HBF Core Extras, Complete 60 and Top 70 extras covers. You will need to serve a 12-month waiting period before you can claim on Orthodontics. Keep in mind, Orthodontics is subject to a lifetime limit, which means if you reach your lifetime limit either with another fund or with HBF, we will not pay any further benefits towards orthodontic treatment for the duration of your membership, even if you cancel your policy and re-join in future.