FREQUENTLY ASKED QUESTION

What is covered by HBF Ambulance Care?

See more FAQs in

 Health insurance explained

With Ambulance Care, you will be fully covered for the cost of non-urgent ambulance services (by road) when provided by an HBF approved ambulance provider.

Non-urgent ambulance services include transport from home to the hospital and transfers between hospitals. Call-outs are also covered, regardless of whether or not you are transported to hospital.

Ambulance Care does not cover all ambulance services, such as: air ambulance services, transport between a public hospital to your home (including transport from all emergency departments to your home), and transport not provided by ambulance.

HBF provides health insurance products in Western Australia, South Australia, Victoria, Tasmania, New South Wales, Australian Capital Territory, Queensland and Northern Territory.

We acknowledge the Traditional Owners of the lands and waters where we live and work. We want to play our part in ensuring that our shared presence brings genuine benefit to First Nations people. View our Reconciliation Action Plan to learn more.

FacebookInstagramLinkedInYouTube

© 2026 Copyright HBF Health Limited - (ABN) 11 126 884 786 and its subsidiaries.