FREQUENTLY ASKED QUESTION

What is the difference between Essential Silver Hospital and Silver Hospital?

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 Health insurance explained

Both are Silver‑tier covers, but Silver Hospital offers broader cover. It includes additional treatments such as Insulin pumps and Pain management with device, which are excluded under Essential Silver Hospital. Essential Silver Hospital focuses on core Silver inclusions at a lower premium, while Silver Hospital may be more suitable if you want cover for a wider range of treatments, including those for more complex or ongoing conditions.

HBF provides health insurance products in Western Australia, South Australia, Victoria, Tasmania, New South Wales, Australian Capital Territory, Queensland and Northern Territory.

We acknowledge the Traditional Owners of the lands and waters where we live and work. We want to play our part in ensuring that our shared presence brings genuine benefit to First Nations people. View our Reconciliation Action Plan to learn more.

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