FREQUENTLY ASKED QUESTION

What is Top 70?

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 Health insurance explained

Extras cover

Top 70 is HBF’s highest level of extras cover, offering 70% or more back on all 22 extras services. It includes no annual limit on preventative and general restorative dental, generous major dental and orthodontic limits, hearing aids, optical, psychology and appliances. Top 70 also provides 100% back on preventative dental at Member Plus providers*, making it ideal for members who want maximum extras benefits and minimal out‑of‑pocket costs.

HBF provides health insurance products in Western Australia, South Australia, Victoria, Tasmania, New South Wales, Australian Capital Territory, Queensland and Northern Territory.

We acknowledge the Traditional Owners of the lands and waters where we live and work. We want to play our part in ensuring that our shared presence brings genuine benefit to First Nations people. View our Reconciliation Action Plan to learn more.

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