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Health insurance explained
Learn how private health insurance works and the benefits of being covered.
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Frequently asked questions
Find quick answers to our members' most common questions.
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What is the Medicare levy surcharge?
The Medicare Levy Surcharge (MLS) is a tax for higher‑income earners who don’t have an appropriate level of hospital insurance. It encourages use of the private hospitals to ease pressure on public hospitals. You may pay an extra 1% - 1.5% tax for any period without suitable hospital cover if you’re a single earning over $101,000, or a couple or family with a combined income over $202,000.
Helpful articles
Learn more about your health cover and how to get the most from your policy.
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Helpful articles
Medicare Levy Surcharge
The Medicare Levy Surcharge (MLS) is a tax applied to people who don’t have an appropriate level of hospital cover and earn over a certain amount.
Helpful articles
Tax and rebates for health insurance
Find out how the Australian Government makes private health insurance more affordable.
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