Meet the executives

Find out more about our Executive team.
Dr Lachlan Henderson's profile picture

Dr Lachlan Henderson

Chief Executive Officer
Lachlan is a medical practitioner with more than 30 years’ experience in the health industry. He joined HBF as CEO in February 2023 and prior to taking on a variety of executive leadership roles, he was a general practitioner for more than a decade.
 Sarah Graf 's profile picture

Sarah Graf

Chief Financial Officer
Sarah was appointed HBF’s Chief Financial Officer in May 2024. Sarah has more than 20 years of experience in banking and general insurance sectors across Australia, UK and Argentina.
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Amy Stanley

Chief People Officer
Amy was appointed to the HBF executive team in April 2020. Amy has held strategic human resource roles at multinational organisations across energy, resources, banking and FMCG.
Jarod Avila's profile picture

Jarod Avila

Group Executive Member Services
Jarod joined HBF in October 2020 and has more than 25 years of experience in financial services, leading strategy, commercial, distribution and transformation teams at Bankwest, Boston Consulting Group, HSBC UK, and ANZ Bank.
Sanjeev Gupta's profile picture

Sanjeev Gupta

Chief Information and Transformation Officer
Sanjeev was appointed as HBF’s Chief Information Officer in February 2022. He has more than 25 years’ experience leading large and diverse teams and has delivered several significant and complex digital transformation programs.
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Dr Daniel Heredia

Group Executive Insurance & Health Services
Daniel joined HBF following executive roles with private medical services organisations. He is also a Non Executive Director of the WA Country Health Service.
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Tracey Warren

Acting Chief Risk Officer
Tracey Warren joined HBF in February 2020 and commenced in the role of Acting Chief Risk Officer in June 2025. She has over 30 years’ of financial services experience in a variety of senior roles, primarily within banking and most recently leading operational risk and compliance teams.
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Jan O'Keefe

Chief Commercial Officer
Jan joined the HBF executive team in August 2024. She has a range of senior executive experience across health insurance and in health services. Jan is also a Non Executive Director of GenU, one of the largest providers of disability services in Australia.