Our not-for-profit structure is our essential difference to most other insurers, which means we exist to help members, not to drive profits for shareholders.
HBF is a company limited by guarantee, governed by the Corporations Act 2001. The HBF constitution
requires that all surplus
funds or profits are re-invested in the organisation and its services and are not paid or distributed to members as
The HBF constitution echoes our commitment to returning benefits to policy holders and underlies our special status
a not-for-profit organisation.
View the Constitution (PDF)
View the Governance Regulations (PDF)
Corporate governance is the process by which HBF is directed, controlled and those in control are held to account.
and Councillors are integral in this process. The Board has overall responsibility for corporate governance at HBF,
responsibility for determining, reviewing and approving policy, practices, management performance and financial
Directors are elected by Councillors, based on their mix of skills, corporate government experience, suitability and
and are subject to strict conflict of interest rules. In addition to being obliged to comply with the Corporations
2001, different companies within the group are regulated by the Australian Prudential Regulation Authority and the
Securities and Investments Commission.
View the Corporate Governance Statement - Current Annual
The Councillors are the formal custodians of HBF and provide governance input to the board. Councillors are elected
Councillors and Registered Policy Holders who have been HBF members for more than 10 years. They also must be
qualified in line with our Constitution. The responsibilities and functions of the Council are:
There are three types of councillors:
HBF is now seeking nominations from members wishing to either participate on the HBF Council themselves or nominate
member as a candidate. Find out more.
Our Board bring a wealth of corporate and financial expertise to the organisation.
Meet our board members
John Van Der Wielen - Chief Executive Officer and Managing Director
Prasad Arav - Chief Digital and Transformation Officer
David Gollan - General Manager, Technology
Andrea Hoskins - Executive General Manager, Health & Corporate Services
Pascal Kasimba - Chief Legal Counsel & Company Secretary
Warren Linnell - Chief Financial Officer
Gerard Ng - Acting General Manager, Risk & Compliance
Selina Torrance-Duncalf - Executive General Manager, Member Experience
Simon Walsh - Executive General Manager, Strategy & Ventures
This Board Charter sets out the role, responsibilities, structure and processes of the Board of HBF Health Limited.
View the Board Charter (PDF)
The Directors execute their responsibilities directly and by participation in Board Committees. Each Committee has a
approved by the HBF Board that details its purpose, focus, powers and authority. Charters are also approved by
Boards where relevant.
These charters are reviewed regularly. There are currently three Committees appointed by the HBF and Subsidiary
Risk and Nomination and Remuneration.
The role of the Audit Committee is to assist the HBF and Subsidiary Boards in fulfilling their responsibilities
to the preparation and integrity of HBF’s financial reporting, external audit, appointed actuary; and audit and
View the Audit Terms of Reference (PDF)
The primary objective of the Committee is to assist the Group Board and relevant subsidiary Boards in fulfilling
relating to risk management and internal control, compliance and insurance.
View the Risk Terms of Reference (PDF)
The Committee reviews and advises on HBF and Subsidiary Board composition (including succession planning and
selection and removal, Board and Director performance, and Directors’ skills, training and development.
The Committee also assesses and reviews the remuneration policy and its effectiveness, the appropriateness of
based arrangements and contractual terms and remuneration arrangements for all senior leadership employees.
View the Nomination and Remuneration Committee Charter
All registered health funds are required to have Fund Rules under the Private Health Insurance Act 2007. These Fund
set out the general principles and rules of membership under which each fund conducts its business. When you take
private health insurance with HBF, you become a member of our Fund and agree to our Fund Rules.
View our Fund Rules (PDF)
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