• Exclusive member benefits.
  • Largest health fund in WA
  • 30 day cooling-off period.

Ultimate

Summary

The highest level of hospital, extras and wellness cover in Australia, offering 100% back on most hospital services and 90-100% back on a comprehensive list of extras. There is simply no better way to look after your health.

For full benefits see the policy details.

From
$89.55 (i)
per week
Included in this Hospital & Extras cover
NAME
WAITING
PERIODS
COVERED
Dental - general
2 months
Included
More information
Consultation/examinations 2 months
Included
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Extractions 2 months
Included
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Fillings – direct 2 months
Included
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Mouthguard* 2 months
Included
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Scale and clean - 1st visit 2 months
Included
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Dental - major
12 months
Included
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Bridges 12 months
Included
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Crowns 12 months
Included
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Full dentures 12 months
Included
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Tooth coloured fillings – indirect 12 months
Included
More information
Veneer – direct 12 months
Included
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Veneer – indirect 12 months
Included
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Dental - implants and braces
12 months
Included
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Braces 12 months
Included
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Implants 12 months
Included
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Chiropractic
2 months
Included
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Chiropractic xray - 1 pp per calendar yr 2 months
Included
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Initial individual consultation - 1 pp per calendar yr 2 months
Included
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Subsequent individual consultations 2 months
Included
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Glasses
2 months
Included
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Frames & bi-focal lenses 2 months
Included
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Frames and multi-focal lenses 2 months
Included
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Frames & single vision lenses 2 months
Included
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Frames only
Included
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Optical - contact lenses
2 months
Included
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Bi-focal progressive lenses 2 months
Included
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Frequent replacement disposable contact lenses 2 months
Included
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Spherical rigid or soft contact lenses 2 months
Included
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Toric – rigid or soft lenses 2 months
Included
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Osteopathy
2 months
Included
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Initial individual consultation - 1 pp per calendar yr 2 months
Included
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Subsequent individual consultations 2 months
Included
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Physiotherapy
2 months
Included
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Individual consultations for lymphoedema management* 2 months
Included
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Individual consultations for Pelvic Floor Physiotherapy* 2 months
Included
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Assessment Consultation 1 pp per calendar yr 2 months
Included
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Subsequent individual consultations 2 months
Included
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Urgent ambulance*
7 days
Included
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Pharmacy*
2 months
Included
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For pharmaceuticals listed on the HBF Pharmacy Benefit Schedule 2 months
Included
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Podiatry - consults and procedures
2 months
Included
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Brief consultations (clinic based) 2 months
Included
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Comprehensive consultations (clinic based) 2 months
Included
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Initial consultation (clinic based) 2 months
Included
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Intermediate consultations (clinic based) 2 months
Included
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Podiatry - foot orthoses*
12 months
Included
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Diagnostic testing and biomechanical evaluation 12 months
Included
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Foot orthoses - including casting 12 months
Included
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2 - 12 months depending on appliance
Included
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Aids to recovery 2 months
Included
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Blood glucose monitor 2 - 12 months depending on appliance
Included
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Charges for most appliances 2 - 12 months depending on appliance
Included
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Nebuliser 2 - 12 months depending on appliance
Included
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Health monitoring equipment 2 months
Included
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Hearing aid 12 months
Included
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Clinical psychology*
2 months
Included
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Individual treatment/management 2 months
Included
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Dietetics
2 months
Included
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Group consultations 2 months
Included
More information
Initial individual consultation 2 months
Included
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Subsequent individual consultations 2 months
Included
More information
Hearing aid
12 months
Included
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Occupational therapy
2 months
Included
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Group consultations 2 months
Included
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Initial individual consultation 2 months
Included
More information
Other individual consultations - less than 30 mins 2 months
Included
More information
Other individual consultations - more than 30 mins 2 months
Included
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Eye therapy
2 months
Included
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Remedial massage/myotherapy
2 months
Included
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Speech therapy
2 months
Included
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Group consultations 2 months
Included
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Initial individual consultation – 45 to 90 minutes 2 months
Included
More information
Initial individual consultation – Up to 45 minutes 2 months
Included
More information
Subsequent individual consultations – 45 to 90 minutes 2 months
Included
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Subsequent individual consultations – Up to 45 minutes 2 months
Included
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Complementary therapies*
2 months
Included
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Natural therapies
2 months
Included
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Consultation* 2 months
Included
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Wellness
2 months
Included
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Psychology 2 months
Included
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Exercise physiology 2 months
Included
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Remedial massage/myotherapy 2 months
Included
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Nutritionist 2 months
Included
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Travel vaccinations 2 months
Included
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Nicotine replacement therapy 2 months
Included
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Alexander technique 2 months
Included
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Aromatherapy 2 months
Included
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Bowen therapy 2 months
Included
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Feldenkrais 2 months
Included
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Health monitoring equipment 2 months
Included
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Herbalist consultation 2 months
Included
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Hypnotherapy 2 months
Included
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Kinesiology 2 months
Included
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Pilates program* 2 months
Included
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Preventative equipment 2 months
Included
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Reflexology 2 months
Included
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Shiatsu 2 months
Included
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Yoga program* 2 months
Included
More information
2 months
Included
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Exercise physiology
2 months
Included
More information
2 months
Included
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Healthy living programs*
2 months
Included
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Flu vaccinations & dose administration aids 2 Months
Included
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Friendlies Health Program 2 Months
Included
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Health education programs 2 Months
Included
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Living Longer Living Stronger 2 Months
Included
More information
Pilates and yoga programs 2 Months
Included
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Quit smoking programs 2 Months
Included
More information
Travel vaccinations 2 Months
Included
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Weight management programs 2 months
Included
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Non-urgent ambulance
30 days
Included
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Nutritionist
2 months
Included
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Initial consultation 2 months
Included
More information
Subsequent consultation 2 months
Included
More information
Psychology
2 months
Included
More information
Travel and accommodation
2 months
Included
More information
Optical laser eye procedures
12 months
Included
Implantable contact lenses 12 months
Included
More information
Keratoconus cross linking 12 months
Included
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LASIK - bilateral eye surgery 12 months
Included
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PRK - bilateral eye surgery 12 months
Included
More information
Refractive lens exchange 12 months
Included
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Cover for over 5000 medical procedures
2 months (12 months for pre-existing ailments)
Included
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HBF medical gap cover
2 months (12 months for pre-existing ailments)
Included
More information
Psychiatric care*
2 months
Included
Rehabilitation
2 months
Included
More information
Theatre fees
2 months (12 months for pre-existing ailments)
Included
Urgent ambulance*
7 days
Included *
2 Months (12 months for pre-existing ailments)
Included
2 Months (12 months for pre-existing ailments)
Included
Podiatric surgery*
2 months (12 months pre-existing ailments)
Included *
12 months
Included
More information
Cardiac services (heart)*
2 months (12 months for pre-existing ailments)
Included
2 months (12 months for pre-existing ailments)
Included
Full cover for a private room in an HBF Member Plus hospital (on covered services)
2 Months (12 months for pre-existing ailments)
Included
Full cover for a private room for maternity patients in an HBF Member Plus hospital
12 months
Included
Joint replacement surgery (partial or total)*
2 months (12 months for pre-existing ailments)
Included
More information
Non PBS in-hospital pharmacy*
2 months (12 months for pre-existing ailments)
Included
No waiting period
Included
Not included in this Hospital & Extras cover

Variable benefit

Hospital excess

Show products that include this

Ophthalmic

Out-of-hospital medical

PBS pharmacy – outpatient

Repatriation*

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