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    • Health insuranceGet covered, switch to HBF or learn more about health insurance.

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    • Hospital coverHelps cover your costs in hospital.

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    • Extras coverHelps cover the costs of everyday healthcare services.

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    • Common extras servicesFind the right cover for dental, optical and other services.

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    • Ambulance coverCover for ambulance transport by road.

      Ambulance cover

      • Urgent Ambulance
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  • Use Cover

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    • Find a providerFind HBF providers and learn how you can save with HBF Member Plus.

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  • Member Benefits

    Member Benefits

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      Our partners

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  • Guides & Support

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      Check out our simple how-to guides to assist you in managing your HBF cover online, anytime

      Check out our simple how-to guides to assist you in managing your HBF cover online, anytime

      Explore now

    • Member assistanceSupport for challenges with finance, family, health and language.
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    • Contact HBFHowever you want to connect with us, we’re here for you.
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  7. Health ins...Health insurance explained
  9. Private health insurance FAQsPrivate health insur...
Helpful Article

Private health insurance FAQs and how it works

We explain what health insurance is, how it works and how it can benefit you.