Health insurance

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Appliances

Hearing aid
100% Back
100% Back
100% Back
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Chiropractic

Initial individual consultation
$39 Back
$48 Back
$60 Back
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Exercise physiology

Initial consultation
$28 Back
$35 Back
$45 Back
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Eye therapy

Individual consultations - over 30mins
$42 Back
$47 Back
$51 Back
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General dental

Consultations/examinations
60% Back
70% Back
80% Back
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Healthy living programs

60% Back
70% Back
80% Back
You've already selected 10 services, please
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Major dental/implants and orthodontics

Crowns
60% Back
70% Back
80% Back
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Natural therapies

Acupuncture
$30 Back
$35 Back
$45 Back
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Nutritionist

Initial consultation - nutritionist
$41 Back
$51 Back
$65 Back
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Occupational therapy

Initial individual consultation
$42 Back
$55 Back
$65 Back
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Optical

Includes glasses and contact lenses
100% Back
100% Back
100% Back
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Osteopathy

Initial consultation
$39 Back
$48 Back
$60 Back
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Pharmacy

For pharmaceuticals listed on the HBF Pharmacy Schedule
$300 Max per year
$400 Max per year
$600 Max per year
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Physiotherapy

Initial individual consultation
$39 Back
$49 Back
$57 Back
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Podiatry

Initial consultation (clinic based)
$40 Back
$50 Back
$55 Back
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Psychology

Individual consultation
$75 Back
$85 Back
$105 Back
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Remedial massage

Remedial massage and myotherapy
$30 Back
$40 Back
$50 Back
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Speech therapy

Initial individual consultation
$85 Back
$100 Back
$115 Back
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Urgent ambulance

100% Unlimited
100% Unlimited
100% Unlimited