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Yes, it's covered

Home insurance that values the things you do.
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*Terms and conditions apply.

You can choose to cover building only, contents only or combined building and contents. And you can also add on an optional personal valuables cover so your jewellery, mobile phone and other portable devices will be insured whether you are using them at home or in the outdoors.

  • Flood, fire, storm, earthquake and theft cover

  • Portable devices and jewellery cover - at home or in the outdoors (i)

  • Rent paid if unable to live at home (i)

  • Direct debit at no extra cost (i)

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See cover options

Fire or storm damage? Pet scratches on your couch?

With HBF you can get extensive cover for your building and contents against fire, storm, theft and with our Accidental Damage cover, you are covered for almost any type of accidental loss or damage including

  • TV knocked and broken by your kids
  • Mobile phone left on the bus
  • Chipped kitchen floor after dropping a heavy pot
  • Pet scratches in your couch

To find out more about our cover options, see the home insurance comparison page.

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  • 21 day money back guarantee

  • HBF health members save up to 14.5%^

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How to claim?

Our reliable claims service team is available 24/7 to assist you with the claims process.