FREQUENTLY ASKED QUESTION

Can I purchase maternity cover with no waiting period?

See more FAQs in

 Health insurance explained

Family and Maternity

Hospital cover

No. HBF, like most health funds, have a 12-month waiting period for pregnancy and birth. Waiting periods are a standard industry practice designed to ensure fairness for all members by encouraging long term participation and helping manage the overall cost of premiums.

HBF provides health insurance products in Western Australia, South Australia, Victoria, Tasmania, New South Wales, Australian Capital Territory, Queensland and Northern Territory.

We acknowledge the Traditional Owners of the lands and waters where we live and work. We want to play our part in ensuring that our shared presence brings genuine benefit to First Nations people. View our Reconciliation Action Plan to learn more.

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